Tanzania Finance

Jul 29 2017

Enhanced Recovery Company, LLC (Collection Agency) – myFICO® Forums #auto #enhanced #credit #score


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Just wanted to inform anybody who also has a collection with Enhanced Recovery Company (ERC) that they actually have an option for PFD or PIF when you call their number or a certain number. I called them yesterday and pretty much went straight to a representative. This morning I just called with the number thats on the Snail Mail they sent out a couple of months ago and they had an automated option for PFD or PIF, i forgot which one, but after you choose that option it goes to a rep. Just state what you pushed on the phone and that you want to PFD or PIF. The rep said when I make my payment through that phone that they automatically send out one of those confirmation letters in about 7 days after payment. She said just to call back if I don’t hear anything within that timeframe.

The number I used to get both prompts was: 1(800) 496-4831

Hope this can help out someone who is in the same boat with the company. Seems that they have come to expect this stuff now. Guess it’s great for us. But thats my experience so far. Will update when I receive the letter or if I receive it. lol.

Community Leader
Epic Contributor

There’s a huge difference between a PIF, which any debt collector is apt to scoff up without question, and consideration of a deletion as a condition of that PIF.

I have never heard of a debt collector offering a regular process for handling requests for CR deletion based on payment of a debt, let alone an automated system.

Such a process would appear contrary to their credit reporting agreement with the CRAs, which I highly doubt they would advertise as a regular process.

I would be interested in what they are officially offering.

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FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating. FTC’s website on credit.

Copyright 2001-2013 Fair Isaac Corporation.
All rights reserved.

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating. FTC’s website on credit.


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